... Your IT Solution Provider at the North Sea Coast
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MD Hardware & Service GmbH
MD Schulung & Beratung GmbH
Stedinger Straße 24 / 24a
26723 Emden


Tailor-made finance solutions related to your IT. Owing to our many years of experience in developing and implementing manifold IT projects, we can make to you, in association with our financial partners, a wide range of leasing offers. For you as a business customer, we offer the means to flexibly finance the acquisition of capital goods starting from a net invoice value of € 1.000,00 per leasing agreement.

Liquidity benefits
You will maintain your entrepreneurial leeway by preserving your liquidity.

Equity protection
You can place investments without capital stake and without debit of your credit facility.

Positive effects on balance sheets
By opting for the appropriate contract the capitalization of the leased assets is done, according to German law (HGB: German Commercial Code), within the lessor's balance sheet and thus does not appear in the lessee's balance sheet. This in turn has a positive impact on your equity ratio and thus on your Basel II rating.

Tax benefits
Generally, lease payments are fully tax-deductible as so called business expenditures. Thus, your lease expenses can be entered as operating expenses in your profit and loss account.

Planning security
Lease payments will stay invariant during the contract period, even with rising interest rates. This gives you the opportunity of long-term planning on a predictable cost base.

Assignment of liquidation risk
As the lessee, not you but the lessor will bear the liquidation risk because the leased assets will be returned to the lessor at the end of the lease period.

Stedinger Straße 24 / 24a
26723 Emden
Tel. +49 (0) 4921 - 9606 400
Fax. +49 (0) 4921 - 9606 460


Opening hours
Mon. to Thur. 8:00 AM - 5:00 PM
Fri.                     8:00 AM - 2:00 PM
Closed Sat.

Data Protection