Tailor-made finance solutions related to your IT.
You will maintain your entrepreneurial leeway by preserving your liquidity.
You can place investments without capital stake and without debit of your credit facility.
Positive effects on balance sheets
By opting for the appropriate contract the capitalization of the leased assets is done, according to German law (HGB: German Commercial Code), within the lessor's balance sheet and thus does not appear in the lessee's balance sheet. This in turn has a positive impact on your equity ratio and thus on your Basel II rating.
Generally, lease payments are fully tax-deductible as so called business expenditures. Thus, your lease expenses can be entered as operating expenses in your profit and loss account.
Lease payments will stay invariant during the contract period, even with rising interest rates. This gives you the opportunity of long-term planning on a predictable cost base.
Assignment of liquidation risk
As the lessee, not you but the lessor will bear the liquidation risk because the leased assets will be returned to the lessor at the end of the lease period.